HOME LOANS - The investment platform in real estate secured loans worldwide with Blockchain technology
HOME LOANS
Website: http://home-loans.io/
More than 1.6 billion people in the world do not have their own housing. Mortgage loans are the most severe and long-term bank loan. There is no surprise that financial institutions examine the belief of borrowers who are so thoughtfully lending money. Financial entities should make various procedures such as credit scores, security inquiries, and credit history checks in the Bureau (which are not free) to evaluate and make decisions on bank credit committees.
If you have a dark spot in the biography or you are not mature enough then the bank has the right to refuse to lend you money. For this reason, very often people with bad credit histories wonder whether they will get approval for a mortgage loan or not. Unfortunately, there is no right answer to this question.
However, no case can be considered totally hopeless because you can always find a different solution.
What case can damage the credit history of the borrower?
Skip the credit payments for several days because the borrower forgot to pay
on time. It seems okay to be a little late, but the bank does not forgive something like that. Small and rare payment delays will not do much harm, but when banks decide to lend they will pay attention to this.
Skip credit payments for a month or more. If it is closed the debt later
than it should be you will be considered an untrustworthy borrower. The bank will no longer care why you made the late payment even if you are sick or you did not receive your salary on time In this case, you must have warned your bank about it before and have reasonable proof to prove your innocence. However, even with strong evidence the bank can not trust you.
You can not pay the loan in full. If you still have a loan that you can not pay off then it makes your story not only bad but very bad. In this case Possible banks will decide to give your mortgage is very small.
It's not your fault It's not always your fault that credit history is destroyed. For some reason, there may be a bank error or in the bureau itself. Maybe you make a payment but it only comes in a few days and the bank wrongly receives it for a delay If you believe that you always pay correctly then you should contact the bank and check the date, and then your honest name will be restored.
Early repayment of the loan. It seems this is undoubtedly an advantage - to return the bank money ahead of schedule. However, organizational finance does not like to miss out on profit opportunities and accrued interest. Sometimes banks charge extra commissions for early repayments. Of course credit history can not be considered really bad, but good too.
The worst thing that can happen to the borrower is the layoffs or worsening economic situation in this country. All of these factors can not be affected. In this paper, we will consider a very important problem and offer solutions based on blockchain technology that will allow people to buy their own properties and tokenize it. It will actually change the type of transaction with real estate and property rights compared to what we have right now.
Currently, anyone over the age of 18 will have the opportunity to purchase their own housing with just a smartphone and the HOME LOANS mobile app.
HOME LOANS is an experienced team that has been working in the real estate field for more than a decade (www.glr38.ru) and especially with real estate loans for more than 4 years (licensed for microfinance activities from the Ministry of Finance of the Russian Federation from 2013 ) and in IT development for more than 5 years.
(http://strekalev.ru/) decided to create a HOME LOANS platform.
HOME LOANS is an investment platform in the form of secured loans by real estate around the world, built on the basis of the Ethereal platform. The HlCoin Token platform will be equipped with real estate objects and will be commercialized in exchange of encryption. The HOME LOANS platform uses a complex algorithm to predict the solvency of all customers and in just 20 minutes the borrower can get his first loan to buy real estate in his life only from his smartphone. All customers have the ability to pay less interest and have a higher credit rating, if they use our platform more often. All Large Data and credit history are added stored in Blockchain.
We started our activities as a company that is really focused on real estate and real estate loans aimed at providing an optimal solution for our clients.
Creation of an international loan platform through the use of open source resources based on chain block technology. Loans based on smart contracts are a transparent and reliable credit history. We intend to give investors access to our customers by offering the highest quality service.
Give private investors access to large amounts of data. Our debtor evaluation program will include an individual's electronic identification system based on blockchain and a large amount of data collected from borrower smartphones through the HOME LOANS mobile app. One of the main objectives of HOME LOANS is to interact with different jurisdictions after countries change completely to register properties using blockchain technology.
Creation of an international loan platform through the use of open source resources based on chain block technology. Loans based on smart contracts are a transparent and reliable credit history. We intend to give investors access to our customers by offering the highest quality service.
Give private investors access to large amounts of data. Our debtor evaluation program will include an individual's electronic identification system based on blockchain and a large amount of data collected from borrower smartphones through the HOME LOANS mobile app. One of the main objectives of HOME LOANS is to interact with different jurisdictions after countries change completely to register properties using blockchain technology.
REASONS FOR SUCCESS AND RESULTS
Talking about access to the lending industry, we do not consider services, but we are referring to real problems that can be solved with the help of the right tools. We want customers to trust technology, investors and companies can trust customers, and customers can rely on HOME LOANS. All the tools we will promote in the market will not only simplify the process of issuing loans for real estate purchases but also remove barriers for borrowers who have no credit history or are bankrupt for some reason.
To involve people in the financial system, it only takes two things: access to funds and tools to gain access to this. HOMELOANS lets you complete both tasks: access and tools.
Talking about access to the lending industry, we do not consider services, but we are referring to real problems that can be solved with the help of the right tools. We want customers to trust technology, investors and companies can trust customers, and customers can rely on HOME LOANS. All the tools we will promote in the market will not only simplify the process of issuing loans for real estate purchases but also remove barriers for borrowers who have no credit history or are bankrupt for some reason.
To involve people in the financial system, it only takes two things: access to funds and tools to gain access to this. HOMELOANS lets you complete both tasks: access and tools.
Our products International real estate loan platform HOME LOANS offers these types of loans, such as:
Loans for houses under construction
Loans for secondary housing.
Loans for commercial real estate.
Loans for the purchase of land
Loans for own property.
Dreams of real estate properties and assets in the form of foreign housing can easily be realized with the help of an international platform of the same HOME PAGE.
Website: http://home-loans.io/
Facebook : https://www.facebook.com/HLCoin/
Twitter : https://twitter.com/HomeLoansCoin/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
Author : Jerimy gonzales
My Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1840819
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